Insurance

Insurance & Payment Options

At Rising Tide Mental Health Counseling, we believe that quality mental health care should be accessible to everyone. We work with a variety of insurance providers to ensure you receive the support you need without added financial stress.

How to Verify Your Benefits

To ensure a smooth experience, we recommend verifying your mental health coverage with your insurance provider. Asking the right questions can help you understand your financial responsibility and avoid unexpected costs.

If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you may be able to use those funds to cover therapy services—even if we are out-of-network. Contact your provider for specific details on your eligibility and reimbursement options.

How It Works

If we are not in-network with your insurance provider, you may still be eligible for reimbursement. Many insurance plans offer out-of-network benefits that cover a portion of mental health services.

Verify Your Out-of-Network Benefits First

Contact your insurance provider before starting therapy to confirm your coverage and reimbursement rates.

Keep Track of Your Receipts & Documentation

Maintain copies of all superbills, receipts, and any correspondence with your insurance provider for reference.

How Your Deductible Affects Therapy Coverage

Some insurance plans require you to pay a set amount out of pocket before they begin reimbursing for out-of-network therapy.

Use Reimbursement Apps or Services

Some third-party services, such as Reimbursify or Nirvana, can help you submit out-of-network claims easily.

Follow Up with Your Insurance Company

If you haven’t received reimbursement within the expected timeframe, follow up to check the status of your claim and resolve any issues.

Submit Your Superbill for Insurance Reimbursement

I will submit the superbill to your insurance provider on your behalf to request potential reimbursement for your therapy sessions.

Accepted Insurance Plans

If your insurance provider is not listed, please contact us—we may be able to accommodate your plan or help you explore alternative options.